York Region · East Gwillimbury

East Gwillimbury Yield Desk

Assumptions you can change

Average 5-year fixed mortgage rate applied to each year (percent). Edit a rate and every table and chart updates.

Rent-supported value = (annual rent × (1 − operating costs)) ÷ (mortgage rate + spread). At a spread of 0 the home's net rent just covers interest on its full price. It ignores price growth, so a gap above zero means buyers are paying for expected appreciation.

Replace the sample comps with real ones

Paste rows from your MLS or TRREB export, one per line: date, street, type, beds, sqft, price for sales and date, street, type, beds, sqft, rent for rentals. Dates as YYYY-MM-DD. The first five rows are used. For new construction, paste one row per year: year, starts, single/semi completions, townhouse completions, apartment completions.

Benchmarks: TRREB Market Watch, September 2026 (average price, sales and listings by municipality, all home types); Newmarket rental guide (asking rent ranges, scaled to each city by price); Ratehub rate page (lowest 5-year fixed 4.34% on October 20, 2026). Yearly price and rent indexes, 2022 to 2025 mortgage rates, comps and new construction are modeled and can be replaced with data from Habistat, Altus or CMHC. Estimates for information only, not an appraisal or investment advice.