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GTA Real Estate Market UpdateNov 2023
Toronto Nov 2023 Real Estate Market Update! Elevated Borrowing Costs Taking a Toll on Housing Affordability

Toronto Nov Real Estate Market Update! Elevated Borrowing Costs Taking a Toll on Housing Affordability.

High borrowing costs and uncertain economic conditions continued to weigh on Greater Toronto Area (GTA) home sales in November 2023.
Sales were down on a year-over-year basis, while listings were up from last year’s trough in supply. With more choice in the market, selling prices remained basically flat year-over-year.

The Good News is Bond yields being trending lower in the Interest rate-Highly-Sensitive Housing Market.

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Mortgage Stress Test Changes Coming June 1, 2021
Mortgage Stress Test Changes Coming June 1, 2021

Mortgage Stress Test Changes Coming June 1, 2021! Starting June 1, 2021, the minimum qualifying rate used for both the insured and uninsured mortgage stress tests will be increasing. What does it mean to you? Whether you’re making a down payment of less than 20% or more than 20%, you will now have to prove…

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A Nice Investment Property of Only $350k

Investing in properties surrounding university/college is always an adopted successful strategy, and here is a rare opportunity for property investors. In the city where one of the best Canadian colleges located, London On, just across the street of Fanshawe College, A nice Townhouse, 3+2 Bedrooms and 2+1 washrooms, Low maintenance fee and Easily finding tenants….

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Private School Pickering College in Newmarket

Pickering College is Ontario’s top private school located in Newmarket! Recently a Grade 6 teacher was a recipient of the Class ACT Award from the Critical Thinking Consortium. Pickering College teacher garners award for fostering critical thinking  What is Class ACT Award? In recognition of educators who have embedded critical thinking into their own practice and furthered…

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抢Offer的策略
First-time homebuyers Incentive! Canada’s Federal Budget

The Minister of Finance Bill Morneau presented the 2019-2020 federal budget in March 2019. Key themes include growing the economy, implementing national pharmacare, investing in the middle class, and gender equality. To assist First Time Home Buyers, the budget includes the following: First-time homebuyers Incentive: First-time homebuyers whose household income is under $120,000 may qualify for an interest- free loan from…

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What is 2019’s safest investment in Real Estate?

Seniors housing touted as 2019’s safest investment Source from Canadian Real Estate Wealth Canada With seniors slated to comprise nearly a quarter of Canada’s population by 2030, real estate that caters to their needs is being touted as one of the most investment-friendly sectors this year. “As population ages, we run into capacity issues within…

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GTA rents continue surge

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GTA Renters! How to Stop Paying Rent when GTA rents continue surge

GTA Renters! Condominium rents in the Greater Toronto Area have continued surging. According to Urbanation, during the third quarter of 2018, condo rents grew 9.4% year-over-year, hitting $3.26 per square foot, while monthly rents rose 7.6% annually, reaching $2,385. The average unit during the third quarter declined from 744 square feet to 731. STOP PAYING RENT,…

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Happy Thanksgiving Day!

I am thankful: For the wife Who says it’s hot dogs tonight Because she is home with me And not out with someone else. For the husband Who is on the sofa Being a couch potato Because he is home with me And not out at the bars. For the teenager Who is complaining about…

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EMPTY NESTER: How to Sell the Place You Call Home

 EMPTY NESTER: How to Sell the Place You Call Home “The last thing you need are unbudgeted financial obligations cropping up hours before you take possession of your new home.” Are you an Empty Nester who needs a home for the future? Is it time to downsize or to move into another home more suitable…

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Future of Copper Hill in Newmarket

From the map, The neighborhood of Copper Hill in Newmarket looks like a spider web! A new Community Splash Pad comes to Copper Hill! When Councillor Tom Vegh twittered the news all people in the neighborhood should have a big smile! I was sent with one picture of that twitter immediately from some neighbor who just uses Wechat,…

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High Rental Yield Market – London ON

LONDON ON ‘ average home price reached 328,759 in Sep 2017 after experiencing  18% annual increase,  Still, its price just as 42% of Toronto and 32% of Vancouver. The gross rental yield in London area keeps 6%-8%. While Toronto is experiencing roller-coaster London ON shows rather cool-headed! How small those movements are: September compared with August…

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The Global Liveability Report 2017

Toronto scores 100 for 3 Categories: Stability, Healthcare and Education. Culture and Environment Toronto scores 97.2 and Infrastructure scores 89.3; as we know the government is investing more money in infrastructure in futures year, which seems to resonate what the report implies; although I still hear lots of protest comments on the big infrastructure expenditure plan. 

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